Orphanage Trips
Building Project Trips
Evangelism Trips
Coverage becomes effective after several conditions:
1. The reception of an accurate application;
2. Correct payment amount of the premium;
3. The moment a person departs from his or her home country.
4. Coverage will end at 12:01am US Eastern Standard Time on the last day of the period for which you have paid a premium, or upon the person’s arrival to their home destination.
It is SCM’s responsibility to purchase insurance for each team member. The benefits and legalities of the insurance will be emailed to the team leader before departure to distribute to each person by email, mail, or hand delivery.
No matter how much we plan for safety, international travel always involves some element of risk. You may arrive at your destination to find that a member of your group’s luggage with personal items has disappeared. A personal emergency may necessitate early return home for a member of your group. A medical emergency may require hospitalization or even air evacuation. In most cases, your existing insurance will not provide adequate protection for these and other risks. Without appropriate travel insurance, members of your group may be exposed to significant financial liability.
SCM’s insurance agency is Insurance Services of America. They use MultiNational Underwriters, Inc. as their underwriters for your insurance. By having this insurance it will greatly reduce the risk out of international travel, so your group can have an enjoyable and productive trip. Insurance Services of America telephone number is (800) 647-4589.